JMMB International Limited

RATING ACTION:

On June 15, 2023, CariCRIS reaffirmed the assigned rating of jmA (Foreign Currency Rating) on the Jamaica national scale to the US $160 million bond issue of JMMB International Limited. A stable outlook was assigned.

RATING SENSITIVITY FACTORS:

Factors that could, individually or collectively, lead to an improvement in the ratings and/ or Outlook include:

  • An improvement in the GOJ’s credit rating over the next 12-15 months
  • An improvement in the credit rating of JMMBIL’s parent JMMB Group Limited
  • Growth in PAT of 15% or more for 3 consecutive years
  • Growth in TNW by greater than 15% for 3 consecutive years

Factors that could, individually or collectively, lead to a lowering of the ratings/or outlook include:

  • A deterioration in the GOJ’s credit rating over the next 12-15 months
  • A lowering of the ratings of JMMBIL’s parent, JMMB Group Limited
  • Breach of any of the bond covenants including a deterioration below the capital regulatory requirements of any of the operating subsidiaries in their respective jurisdictions
  • Failure of JMMBGL to fulfil its role as guarantor if called upon to do so
  • Decline in PAT of 15% or more for 3 consecutive years
  • Decline in TNW by greater than 15% for 3 consecutive years

Analysts’ Contact Info:

Keith Hamlet

Mobile: 1-868-487-8356

[email protected]

Sharlene Gordon

Phone: 1-876-618-9811

[email protected]

www.caricris.com 

[email protected]